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Annual Percentage Rate (APR) is a measure of the cost of credit, expressed as a nominal yearly rate.
Personal loans differ from other types of loans, such as home mortgages or automobile loans.
Specifically, personal loans allow you to spend your money in a number of different ways, whether it's to help pay off medical expenses, make home improvements, repairs to your vehicle or consolidate your debts.
As part of the lending agreement provided to you by the lender, they will disclose their debt collection practices.
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