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17-Jul-2020 02:50

Stafford loan limits vary depending on whether you are financially dependent or independent.

The total amount of Stafford loans, including both subsidized and unsubsidized, that undergraduates can borrow is ,000 for dependent students and ,500 for independent students.

These limits vary depending on what year you are in school and whether you are a dependent or independent student.

If you are a dependent student whose parents are ineligible for a Direct PLUS loan, you may be able to receive additional Direct Unsubsidized Loan funds.

Unless the lender determines that extenuating circumstances exist, you will not pass the credit check if you: Consolidation is similar to refinancing a loan.

You can consolidate all, just some, or even just one of your student loans.

There are limits on the amount in subsidized and unsubsidized loans that you may be eligible to receive each academic year (annual loan limits) and the total amounts that you may borrow for undergraduate and graduate study (aggregate loan limits).

There is more information on Stafford loan limits on the Department of Education’s web site.Interest Rates for Newer Loans: PLUS loans come in two varieties: 1) Parent PLUS loans are for parents borrowing for the education of dependent undergraduate children enrolled in school at least half time and 2) “Grad PLUS” loans are available for graduate and professional students.



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